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More than half of workers said their financial health negatively affects their workplace productivity<\/a>, according to an August report from The Hartford.\u00a0<\/p>\n Meanwhile, two-thirds of workers who participated in a recent multigenerational survey published by the Transamerica Institute said they didn\u2019t expect to have enough money saved to meet their retirement needs<\/a>.<\/p>\n Part of preparing workers for retirement<\/a> is ensuring they understand both what retirement actually looks like and the reality of their personal financial situation, an official at the National Institute on Retirement Security previously told HR Dive.<\/p>\n PNC found there a minor uptick in the percentage of employees who had access to a financial planning benefit. In 2025, 30% did, up from 28% the year before.\u00a0<\/p>\n Despite their trepidation about retirement savings, workers reported a slight improvement in the amount of stress they feel about their finances, PNC found. Sixty-eight percent of employees said they are “somewhat” or “very” stressed about their finances, compared to 70% in 2024 and 71% in 2023.\u00a0<\/p>\n Employers, too, said they thought workers\u2019 financial stress levels were down. Sixty-nine percent of companies said they believed workers faced financial stress in 2025, an improvement from 78% in 2024 and 71% in 2023, the report found.\u00a0<\/p>\n Overall, workers said they were more in control of their finances this year (62%) compared to 2024 (56%), per PNC.<\/p>\n<\/p><\/div>\n